Understanding the Affordable Care Act

The Affordable Care Act refers to the two laws that were passed in 2010 to cover a multitude of changes regarding health insurance. The Patient Protection and Affordable Care Act was signed into law on March 23, 2010, and The Health Care and Education Reconciliation Act was signed into law on March 30, 2010.

Below are a number of resources to help you understand more of the specifics, starting with links that will explain coverage changes for non-employer and employer plans.

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Underwritten Large Group ACA Provisions Summary Download PDF

Affordable Care Act Market Reform Provisions Large Underwritten Group Health Plans Introduction

The following is a summary of the major market reform provisions under the Affordable Care Act (ACA) that apply to an underwritten group health plan sponsored by a large employer... 

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Ten Essential Health Benefits Download PDF

Ten Essential Health Benefits

All of our plans include 10 ‘Essential Health Benefits.’ This ensures that people who purchase new plans will be getting access to a minimum standard of healthcare benefits...

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Proposed Rules on Employer Shared Responsibility Payments Download PDF

On December 28, 2012 the U.S. Department of the Treasury and the Internal Revenue Service (IRS) issued proposed rules on the employer shared responsibility payment provision under the Affordable Care Act (ACA), also known as healthcare reform. 

There has not been any additional guidance to date other than the delay of the effective date of these rules to January 1, 2015.

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Appeals Courts Issue Conflicting Affordable Care Act Subsidies Rulings on the Same Day

Appeals Courts Issue Conflicting Affordable Care Act Subsidies Rulings on the Same Day

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Delay in Enforcement of Employer Shared Responsibility Mandate Announced

Delay in Enforcement of Employer Shared Responsibility Mandate Announced

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Blue Cross and Blue Shield of Alabama Responds To Administration's Recent Announcement

Blue Cross and Blue Shield of Alabama Responds To Administration's Recent Announcement

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ACA 101: Your Guide to Understanding Healthcare Reform Download PDF

The Affordable Care Act is now entering its second year. It's a topic that has gotten a lot of attention, and there’s no doubt that it has brought changes to healthcare for both consumers and insurers. But don't worry, Blue Cross and Blue Shield of Alabama is here to help you make sense of it. We've developed this guide to give you an overview of what the Affordable Care Act is, how it works and what it may mean for you in 2015. Before you get started, familiarize yourself with the glossary of terms.

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The TOP 5 things you need to know about the Affordable Care Act (ACA) and Medicare Download PDF

With so much being written and said about the Affordable Care Act, it’s not always easy to sort through all the misinformation to find the facts. 

For Medicare beneficiaries, the best source of information is Medicare itself. If you have internet access, it’s as easy as going to www.medicare.gov.

The following list is based on information provided by Medicare. It’s a good starting point for understanding how the ACA affects your Medicare coverage.

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New Tools and Videos on HCRAlabamaBlue.com

HCRAlabamaBlue.com has new features and videos designed to help you better understand the Affordable Care Act. Our latest enhancements can also make shopping for health insurance easier.

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Open Enrollment Ends February 15: Find Out Which Plan Is Best for You

Open Enrollment Ends February 15: Find Out Which Plan Is Best for You.

Open enrollment for Blue Cross and Blue Shield of Alabama's Platinum, Gold, Silver and Bronze health plans will end soon. Are you wondering if there is an affordable health insurance plan available in your area? There is. Blue Cross offers plans in all four metal levels, in all 67 Alabama counties.

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Did you miss Open Enrollment? It may not be too late to get health insurance!

 

Did you miss Open Enrollment? It may not be too late to get health insurance!

If you missed the February 15 Open Enrollment deadline, you may still be able to receive health insurance coverage in 2015 if you have a qualifying life event.

 

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