Understanding the Affordable Care Act

The Affordable Care Act offers you and your family new rights and protections. Below are a number of resources to help you understand more of the specifics, including links that explain coverage changes for non-employer and employer plans.

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ACA 101: Your Guide to Understanding Health Insurance Download PDF

Now in its third year, the Affordable Care Act (ACA) brought changes to the way people buy their health insurance plan, and the way insurers offer it. The ACA has allowed more Alabamians to get the coverage they need. This guide will help you understand how the ACA works in 2016, and what it may mean for you and your family. As you read through it, use the glossary to help you understand the key terms.

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10 Essential Health Benefits Download PDF

All of Blue Cross and Blue Shield of Alabama plans include these 10 essential health benefits. These benefits ensure that when you purchase a plan, you're getting access to a certain standard of healthcare benefits.

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Underwritten Large Group ACA Provisions Summary Download PDF

Affordable Care Act Market Reform Provisions Large Underwritten Group Health Plans Introduction

The following is a summary of the major market reform provisions under the Affordable Care Act (ACA) that apply to an underwritten group health plan sponsored by a large employer... 

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The TOP 5 things you need to know about the Affordable Care Act (ACA) and Medicare Download PDF

With so much being written and said about the Affordable Care Act, it’s not always easy to sort through all the misinformation to find the facts. 

For Medicare beneficiaries, the best source of information is Medicare itself. If you have internet access, it’s as easy as going to www.medicare.gov.

The following list is based on information provided by Medicare. It’s a good starting point for understanding how the ACA affects your Medicare coverage.

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Delay in Enforcement of Employer Shared Responsibility Mandate Announced

Delay in Enforcement of Employer Shared Responsibility Mandate Announced

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